Once we take your case, the first thing we do is stop the insurance companies from calling or writing to you about your case. The last thing you need while you are injured is some unknown insurance adjuster pestering you and asking questions to try and confuse you about your rights. In car wreck cases, we generally let our clients talk to the insurance company if it is about getting their car repaired, a rental car, or a check for their totaled vehicle, but only if they feel comfortable doing so. But, we will not let the adjuster ask you about your current health, work status, or medical bills. Your job is to get better!!! Downs, McDonough & Cowan, LLC will work on getting your case ready while you are healing. Once we know that you are better or at a point where you are ready to proceed with valuing your case, we will then make a demand on the insurance company for your loss which covers several elements of damages such as: pain and suffering, mental anguish, medical bills, disfigurement, impairment, loss of enjoyment of life, loss of consortium and lost wages. Each case is different and we are personally available for any questions you have at any time!